Check your bill free. Pay once for the paperwork.
Full-service advocates charge 20% of whatever they save you. Clever Dispute prices every code on your bill against the CMS national Medicare file and writes the letters for a single flat fee, so the reduction is entirely yours.
Start free
Run the analyzer first, so you only pay if there is something worth disputing.- Every code on your bill priced against CMS national data
- CPT and HCPCS code lookup
- Denial code decoder
- Free dispute-letter template
- Medical billing guides
Then pay once, only if you need the letters
One payment, no subscription. Your purchase stays unlocked on this browser for 60 days without an account. How your data worksOne bill, checked against the CMS national file, with the letter written for you.
- Every CPT code on your bill priced against the Medicare national allowed amount and the national average submitted charge
- A written dispute letter naming your specific codes, your amounts, and how far each sits above the Medicare benchmark
- The itemized bill request letter, which is the step most people skip
- Print and copy from the browser, no account and no waiting
Your denial code decoded, and the internal appeal written against it.
- Plain-English reading of the denial code on your EOB
- Internal appeal letter written against that specific denial reason
- External review request letter for when the insurer says no twice
- The appeal deadlines that apply to your plan type, so the 180-day window does not close on you
Everything above, plus the paperwork for the parts of the fight nobody warns you about.
- Everything in the Bill Review and the Denial Appeal Kit
- Letter of medical necessity request to send to your doctor
- Hospital financial assistance (charity care) request letter
- No Surprises Act good faith estimate dispute letter for self-pay bills over $400
- Phone script for the billing department, with the sentences that move a file and the ones that stall it
For a denial worth thousands. Every step after the first appeal, including the two most people never find out about.
- Everything in the Complete Case File
- Complaint to your state's insurance regulator, which is the step insurers actually track
- ERISA plan document request to your plan administrator, the letter that forces the plan to hand over the rules it denied you under
- Escalation letter to your employer as plan sponsor, for self-funded plans where the employer, not the insurer, pays the claim
- Your appeal deadline calendar, with the real dates counted from your denial notice
If this does not do what you needed, refund yourself. Two fields, fifteen seconds, no review and nobody to convince. You keep every document.
No email, no ticket, no phone call: cleverdispute.com/refund. We cannot promise an insurer will say yes. We can promise you are not out of pocket to us if they say no.
Check before you buy: Run the free analyzer so you know whether the bill is actually out of line.
Checkout is Stripe: Payment happens on Stripe. Your documents unlock the moment it clears.
You send it, not us: Clever Dispute prices and drafts. You review and send everything yourself.